(Last Day!) The Ultimate Paze Stack: $100 Free Per Card + 1,000+ Chase UR Points
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🚨 Update (September 9, 2026): Promo Ending Tomorrow + How to Cash Out Now
This promotion officially ends tomorrow, September 10, 2026! If you still have credits remaining across any enrolled cards, use them immediately. Even though statement credits typically track by authorization date, do not risk waiting until the final hours for a charge to settle or authorize.
Where You Can Still Use Your $10 Credits
The original sweet spot of buying third-party digital gift cards on Newegg is dead, along with several other initial gift card plays. However, there are still solid avenues left to trigger your $10 credits:
- Dunkin’ App Reloads: Buying or reloading a Dunkin’ gift card directly inside the Dunkin’ app via Paze triggers the credit. Note that the app may have small velocity/frequency limits on reloads, so space them out if you are doing multiple.
- Clover Online Ordering (Restaurants): Many local diners, takeout spots, and cafes use Clover for online checkout and accept Paze. You can order food organically, and some Clover storefronts also sell their own digital restaurant gift cards directly on the menu.
- Physical Items on Newegg: While digital gift cards no longer work, physical goods do. If you need cheap cables, tech accessories, or household items around $10, Newegg checkout will still trigger the credit.
- Organic Merchant Spend: Check the official Paze merchant directory to cover everyday purchases you were going to make anyway.
Remember: Each credit requires a separate transaction of at least $10 to trigger the $10 statement credit.
My Take: Why Did Paze Struggle to Catch On?
Free merchandise and bonus Chase points make this an obvious win-win for deal hunters, but the rollout proved why Paze has an uphill battle competing against Apple Pay or Google Pay:
- Clunky Checkout & Card Management: Widespread technical errors when linking cards or completing checkout created immediate friction. Smooth one-click payments are table stakes now; if checkout isn’t seamless, users won’t stick around.
- The Trust Deficit & Poor Marketing: Bank consortiums often think throwing free money at a promo creates a lasting habit, but millions of shoppers simply ignored it because they had never heard of “Paze” and didn’t trust it. Rebranding to something clear and intuitive—like “Bank Pay”—paired with real consumer advertising likely would have driven far more genuine adoption.
- The Eleventh-Hour Rush: Many users sat out the promotion for months due to confusion or skepticism, only to scramble at the last minute once they realized they were walking away from hundreds of dollars in free value.
Burn through your remaining credits today before the promo cuts off tomorrow!
Original post on 06/15/26 @ 9:15 AM: This is one of the most wild stacking opportunities we’ve seen all year.
Paze just dropped a massive new promo: Spend $10, get $10 back, up to 10 times. That is $100 in statement credits available through September 10, 2026. While this offer applies to any & each card in your Paze wallet, it becomes a complete no-brainer if you hold a Chase Sapphire or Freedom card.
Because this new credit stacks with the ongoing Chase 10x Paze promotion (running through the end of 2026), you can secure $100 in free value and get paid in Ultimate Rewards points to do it. The merchant list can be viewed here.
Here is exactly how to execute the stack and why Newegg is the key.
The Secret Sauce: Newegg Gift Cards
While Newegg is primarily a computer hardware retailer, they sell an enormous variety of third-party digital gift cards, sometimes even on sale, including a $10 Starbucks gift card at 10% off (limit 2).
Instead of finding physical items to buy, you can purchase exactly ten $10 digital gift cards. Since the Chase 10x bonus applies to the pre-credit purchase amount, the points roll in even though the net out-of-pocket cost is zero.
The Stack Math
Here is exactly what happens when you run this play using a card like the Chase Sapphire Preferred:
| Transaction Step | Financial Impact |
|---|---|
| Buy ten $10 Gift Cards (Starbucks $10 @ 10% off – Buy 2 together) | -$100.00 |
| Paze Statement Credits (10x $10) | +$100.00 |
| Chase 10x Paze Promo (only Sapphire & Freedom) | +1,000 UR Points |
| Base Card Earning (1x) | +100 UR Points |
| Net Result | Free $100 in Gift Cards + 1,100 Points |
Note: The Paze terms state that it can take up to two statement cycles for the $10 credits to appear on your account, so don’t panic if they don’t post immediately.
How to Execute
- Verify Your Paze Wallet: Log into your Paze wallet and set your Chase Sapphire or Freedom card as your default payment method. The $10 offer details should be visible directly under your card; regardless, even if you dont have those cards, use the $10 offer on another card.
- Load Up on Newegg: Head over to Newegg and find a $10 digital gift card for a service you regularly use (like UberEats). Add a single $10 gift card to your cart.
- Check Out With Paze: At checkout, select Paze as your payment method. Select your eligible Chase card (or any card) for the transaction.
- Rinse and Repeat: Repeat the single-item checkout process 9 more times since the terms require a minimum of $10 per transaction to trigger each $10 statement credit. Do not buy them all at once. Do this with each card in your wallet to maximize the promo.
Jump on this quickly. Promo budgets for statement credits like this tend to reach capacity before their stated expiration dates!
