We may earn a small commission from links at no extra cost to you. Read more.

New Sapphire Reserve cardholders can earn 150,000 bonus points after spending $6,000 in the first 3 months of account opening. That’s an incredible welcome offer for a premium travel card, with a much more manageable spend requirement than typical business card bonuses—giving you incredible flexibility to qualify.

Those 150,000 points can be worth up to $3,000 when redeemed for travel through Chase Travel (using the Points Boost) or by transferring to travel partners at a 1:1 ratio. Plus, Unlock Over $3,000 in Annual Value through travel and lifestyle benefits, though your actual value depends on how many of the credits and perks you use.

If you’re looking for a powerhouse personal card packed with luxury travel perks, valuable lifestyle credits, and an intro bonus with a clever redemption twist, Chase’s newly refreshed Sapphire Reserve should be on your radar – and it’s no small player.

Getting Approved

Bonus Rules: You will get the bonus as long as you haven’t had this card or received a bonus on it. The bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card. However, you might still be eligible (a pop-up will ask you if you want to continue before any hard pull), as will be evaluated and determined by Chase based on the number of cards you have opened and closed.

5/24: It is subject to Chase’s 5/24 rule and will be reported to your personal credit.

Card Type: This is a personal consumer card. You do not need to be a business owner or have a sole proprietorship to apply.

Go Big: Unlike business cards, you can only hold one personal Sapphire Reserve card at a time.

Smart Redemption Strategy:

Chase Travel redemptions are now 1 point = 1 cent, unless you qualify for the Point Boost, which brings the redemption up to 2 cents per point (with select premium bookings occasionally reaching 2.5 cents), depending on the offer, Airline, or Class of service.

Airline and Hotel Transfer Partners (1:1)

Take advantage of Chase’s strong 1:1 point transfer partners, which include:

Airlines:

• United – MileagePlus
• Southwest Airlines – Rapid Rewards
• JetBlue – TrueBlue
• Air Canada – Aeroplan
• British Airways – Executive Club (Can transfer from here to Qatar Airways and Finnair)
• Emirates – Skywards
• Singapore Airlines – KrisFlyer
• Flying Blue (Air France/KLM)
• Virgin Atlantic – Flying Club
• Iberia – Plus
• Aer Lingus – AerClub

Hotels:

• World of Hyatt
• IHG One Rewards
• Marriott Bonvoy
• Wyndham Rewards

These can be transferred to authorized card members’ Airline/Hotel accounts as well.

Transferring to partners can yield more than 2 cents in value per point when redeemed for flights or hotel stays, especially at times when there is a transfer bonus.

Elevated Earning Categories

The card is built for both everyday lifestyle spend and frequent travelers:

• 8X points on Chase Travel purchases (including The Edit)
• 5X points on Lyft rides (through 9/30/27)
• 4X points on flights & hotels booked directly
• 3X points on dining worldwide
• 1X point on all other purchases

Travel Perks That Elevate Your Trip

$300 Annual Travel Credit: Automatically receive a max of $300 in statement credits every anniversary year on travel purchases. It is among the most flexible travel credits on the market.

Priority Pass Select, Air Canada Maple Leaf and Chase Sapphire Lounges: Get access to 1,300+ airport lounges, including the exclusive Chase Sapphire Lounges by The Club. Two complimentary guests are allowed per visit.

$500 The Edit Hotel Credit: Get up to $250 twice a year when booking prepaid stays through The Edit, Chase’s curated collection of luxury hotels (requires prepaid stays of at least two consecutive nights). Enjoy perks like daily breakfast, $100 property credit, and room upgrades when available.

$250 Select Chase Travel Hotels Credit: Get up to $250 in statement credits through 12/31/2026 on prepaid hotel bookings of 2 nights or more with select brands (IHG, Omni, Virgin, etc.).

$120 TSA PreCheck, Global Entry, or NEXUS credit: Reimburses your application fee every four years.

No Foreign Transaction Fees: Shop and travel abroad without added charges.

IHG One Rewards Platinum Elite status: All Sapphire Reserve cardholders automatically receive complimentary status through December 31, 2027, upon activation. (IHG’s second-highest tier — requires activation via the Chase app.)

Complimentary elite status: As a Visa Infinite card, the Reserve also includes status with National (Emerald Club Executive) and Avis (Preferred Plus) with discounts up to 25–30%.

Access to a Reserve Travel Designer: Cardholders get a complimentary concierge-style service backed by Valerie Wilson Travel with no agency booking fees.

Everyday & Lifestyle Credits

$420 in DoorDash Value: Includes a DashPass Membership through 12/31/2027 (valued at $120/year) when activated by that date, and includes up to $25 in monthly credits ($5 for restaurants and two $10 non-restaurant promos).

$300 Sapphire Exclusive Tables Dining Credit: Get up to $150 in statement credits from January through June, and another $150 from July through December, when dining at participating Sapphire Exclusive Tables restaurants via OpenTable.

$300 StubHub & viagogo Credit: Get up to $150 in statement credits biannually (Jan-Jun and Jul-Dec) on concert and event tickets through 12/31/2027.

$288 Apple TV+ & Apple Music Subscriptions: Enjoy complimentary subscriptions to Apple TV+ and Apple Music, valued at $288 annually through June 22, 2027.

$120 Lyft Credit: Get up to $10 per month in Lyft ride credits through 9/30/2027.

$120 Peloton Credit: Get up to $120 in annual statement credits towards Peloton memberships through 12/31/2027.

10X Points on Peloton: Earn 10x points on eligible Peloton hardware and accessory purchases through 12/31/2027.

Robust Travel Insurance & Protections

You’re covered when things go wrong:

• Trip Cancellation/Interruption: Up to $10,000 per traveler ($20,000 per trip)
• Trip Delay Reimbursement: Up to $500 per person
• Emergency Evacuation: Up to $100,000
• Emergency Medical: Up to $2,500
• Lost Luggage: Up to $3,000 ($2,000 per bag, up to $10,000 for New Yorkers)
• Baggage Delay: $100/day up to 5 days
• Primary Auto Rental Coverage: Up to $75,000
• Travel Accident Insurance: Up to $1 million
• Roadside Assistance: Up to $50 per incident 4 times a year

Go Big with Extra Hotel & Airline Perks

Maximize your card with a suite of extra rewards by spending $75,000 in a calendar year:

• Southwest Rapid Rewards A-List status
• IHG One Rewards Diamond status (upgraded from the included Platinum)
• World of Hyatt Explorist status
• $500 Southwest Airlines Chase Travel credit
• $250 Shops at Chase credit

Protections & Security

• Purchase Protection: Up to $10,000 per claim
• Return Protection: Up to $500 per item
• Extended Warranty: Adds an extra year to eligible warranties
• Cell Phone Protection: Up to $1,000 per claim
• 24/7 Fraud Monitoring and Zero Liability Protection

Annual Fee

All of this value comes with a $795 annual fee; authorized user cards carry a $195 annual fee. While that might seem steep, the card can easily pay for itself with over $3,000 in total lifestyle and travel value – if you maximize the credits and rewards.

Final Take

This is the highest Sapphire Reserve welcome offer to date, so if you spend a lot on travel and dining, value airport lounge access and premium lifestyle credits, the Chase Sapphire Reserve is a top-tier choice that blends heavy-hitting rewards and elite perks into one sleek card.

With major benefits constantly shifting, now might be the best time to get this card. Let me know in the comments why you would get this card (or why not).

Apply smart. Earn big. Travel in style.