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UPDATE: New Chase Checking-Only Bonus Offer

There is a new, upgraded offer that lets you earn up to a $900 bonus just by opening a Chase Total Checking account.

While the previous checking-and-savings combo offer is still active, this new checking-only offer is essentially an upgrade. It lets you reach the maximum bonus tier with the same two requirements, without opening a savings account, leaving you free to grab a separate savings bonus later.

Here’s how the new checking-only tiers work:

• Get $450: Open a new Chase Total Checking account, set up any direct deposit within 90 days, deposit $5,000–$9,999 in new money within 30 days, and maintain that balance for 90 days.
• Get $600: Open a new Chase Total Checking account, set up any direct deposit within 90 days, deposit $10,000–$14,999 in new money within 30 days, and maintain that balance for 90 days. (This is also an upgrade: the old offer is $300-$400 if you only have $10k in cash.)
• Get $900: Open a new Chase Total Checking account, set up any direct deposit within 90 days, deposit $15,000 or more in new money within 30 days, and maintain that balance for 90 days.

The Previous (still active) Offer:

July 4, 2025, 1:04 a.m.:

Chase is back with one of its most generous banking bonuses to date. For a limited time, you can earn up to $900 when you open a Chase Total Checking and a Chase Savings account and meet a few simple requirements.

👉 Click here to access the offer.

How to Get the $900 Bonus:

Chase is offering three ways to earn:

$300 for Opening a Chase Total Checking Account:

• Set up direct deposit of any amount into the account within 90 days.

$200 for Opening a Chase Savings Account:

• Deposit a total of $15,000 or more in new money within 30 days.
• Maintain a $15,000 balance for 90 days.

Extra $400 When You Do Both:

• Open both accounts at the same time.
• Complete both qualifying activities above.
• You’ll earn an extra $400 on top of the individual bonuses, for a total of $900!

Who’s Eligible?

• You must be new to Chase checking and savings respectively.
• You haven’t had a Chase checking or savings account, respectively, within the last 90 days, or received a similar bonus in the past 2 years.
• The offer is available online or in-branch. Just make sure to enroll through the official link.

Offer Terms & Tips:

• Offer expires soon; don’t wait to lock in.
• Try to get a real direct deposit, since Chase is a bit strict with regular ACH.
  • You can sell something on Amazon or Mercari, and the payout will likely count as a direct deposit.
• Bonuses are typically paid within 15 business days after requirements are met.
• There’s a monthly service fee on both accounts, but these can be waived:
  • Checking: Waived with $500 direct deposit, $1,500 balance, or $5,000 combined across Chase accounts.
  • Savings: Waived with a $300 balance, $25 auto transfer, or linked to a Chase checking.

Final Thoughts:

This is one of the best banking bonuses available right now – $900 for simply parking your funds and setting up a small direct deposit. It’s easy, fast, and backed by a trusted national bank.

Sign up now and claim your $900 bonus!

Let us know in the comments if you go for it, and what you plan to do with your bonus cash!