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Update: After some tests, the system seems to randomly decide at different times whether to charge shipping even to the same address. In that case, more states can use the discount code and still be above $359.

Chase just dropped some highly lucrative WHOOP band + membership offers for Sapphire cardholders.

Whether you’re looking to track your fitness or just hunting for a solid resell arbitrage to offset those hefty annual fees, this is a deal you don’t want to miss.

You must activate the Chase offer before checking out to get the credit.

Here is exactly how to maximize your margins on both the Chase Sapphire Reserve and the Chase Sapphire Preferred.

The Chase Sapphire Reserve Play: The $270+ Flip

The Offer: Spend $359 or more on a WHOOP Life membership and get a $359 statement credit. This essentially gives you 100% back on the highest-tier annual membership.

Option 1: Keep It

Simply buy the WHOOP Life membership for $359, which comes with Free Shipping. With the statement credit, it’s completely free (aside from applicable state tax). Use code 21F34D for an extra ~8.33% off (only if your final total is over $359 after tax).

Option 2: Resell It (The Moneymaker)

If you have no interest in the fitness band, you can turn this into pure profit.

• Buy the WHOOP Life membership for $359. Use discount code 21F34D if total puts you back over $359 after tax.
• Get your $359 statement credit from Chase.
• Sell the membership to a buyer for around $270 (current market rate).
• Your Profit: ~$270 cash in your pocket.

CRITICAL WARNING FOR RESERVE HOLDERS: Do NOT use the discount code unless the total charge is $359 or higher after tax to trigger the Chase offer.

Using a discount code will drop your total below the $359 threshold (unless your state sales tax is over ~8.33% which pushes it back over), So play it smart.

The Chase Sapphire Preferred Play: The $60+ Flip

The Offer: Get a $100 statement credit when you purchase any WHOOP annual membership. (Must spend $149)

There are two great ways to play this depending on the membership tier you target.

Option 1: The “One” Membership (Keep It)

• Retail Price: $149
• The Math: Buy the lowest-tier “One” membership for $149 – which comes with free shipping – and get the $100 Chase credit. (The “Peak” for $219.09 after code 21F34D is also an option if that’s what you want).
• Your Cost: You pay just $49 out of pocket for the year (minus tax).

Option 2: The “Peak” Membership (Resell It)

• Retail Price: $239
• The Math: Add the Peak membership to your cart. Apply code 21F34D to lower your bill to $219.09. (Shipping is free, but remember to factor in any local tax). After the $100 Chase credit, your net out-of-pocket cost is $119.09.
• The Flip: Sell the “Peak” band & membership to a buyer for $180 (current market rate).
• Your Profit: ~$61 (minus any tax paid).

The Final Verdict

If you can easily find buyers at these price points, this is an incredible offer that completely justifies keeping these Chase Sapphire cards in your wallet for another year.

Even if you decide to keep the band for yourself, getting a top-tier wearable for free (or for a massive discount) is a huge win.

Remember that these are annual memberships, so the subscription only lasts for one year, so remember to cancel; but free is free, and making money off a credit card offer is even better.

Don’t forget: You must activate the offer in your Chase account before checking out, or the credit won’t trigger!

Did you take advantage of this offer? How much did you manage to sell it for?