Last updated: 04/30/26

1. Agreement to Terms

By accessing or using SamSaves.com (the “Site”), you agree to be bound by these Terms of Service (“Terms”). These Terms apply to all visitors, registered users, and anyone who submits content, clicks links, or otherwise interacts with the Site.

If you do not agree to these Terms, please do not use the Site.

We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We will update the “Last updated” date above whenever changes are made.

2. About SamSaves.com

SamSaves.com is an independent deals, credit card rewards, and personal finance website. We publish deals, promotions, product recommendations, credit card comparisons, and financial tips. We are not a bank, financial institution, credit card issuer, or licensed financial advisor.

Content on this Site is provided for informational and entertainment purposes only. Nothing on this Site constitutes financial, legal, investment, or tax advice. Always consult a qualified professional before making financial decisions.

3. User Accounts

3a. Account Registration

• You must provide accurate and complete information when creating an account.
• You must be at least 13 years of age to register.
• You are responsible for maintaining the confidentiality of your login credentials.
• You are responsible for all activity that occurs under your account.
• You may not share your account credentials with others or create accounts on behalf of third parties without authorization.

3b. Account Termination

We reserve the right to suspend or terminate any account at our sole discretion, without notice, for conduct that we determine violates these Terms or is otherwise harmful to the Site, its users, or third parties. You may delete your account at any time by contacting us.

4. Acceptable Use

You agree not to use the Site to:

• Post, submit, or share content that is false, misleading, fraudulent, defamatory, or deceptive.
• Spam the deal submission form or comments with irrelevant, duplicate, or promotional content.
• Impersonate any person, brand, company, or entity.
• Harass, threaten, or harm other users.
• Attempt to gain unauthorized access to any part of the Site, its servers, or related systems.
• Scrape, crawl, or harvest data from the Site without express written permission.
• Use the Site in any way that violates applicable federal, state, local, or international law.
• Introduce malware, viruses, or any other malicious code.

We reserve the right to remove any content and terminate any account that violates this section.

5. Deals, Prices & Content Accuracy

We work hard to keep deal information accurate and up to date. However:

• Deal prices, availability, and terms are set by third-party retailers and may change at any time without notice.
• We do not guarantee that any deal, promotion, or offer will be available when you attempt to use it.
• We are not responsible for pricing errors, expired promotions, out-of-stock items, or changes made by third-party merchants after we publish a deal.
• Always verify the final price and terms directly with the retailer before completing a purchase.

SamSaves.com is not a party to any transaction between you and a third-party merchant. Any disputes related to a purchase must be resolved directly with the merchant.

6. Affiliate & Referral Relationships

SamSaves.com participates in affiliate marketing programs. When you click certain links and complete a qualifying action (such as a purchase or sign-up), we may earn a commission or other compensation from the merchant or service provider, at no extra cost to you.

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

We also share personal referral codes and links. When you use these codes, we may personally receive credits, cash, or other benefits. These relationships are always disclosed within the relevant post or article in accordance with FTC guidelines.

Our editorial content is not influenced by affiliate compensation. We only recommend deals and products we believe are genuinely valuable.

7. Third-Party Links & Services

The Site contains links to third-party websites, apps, and services. These links are provided for your convenience and do not constitute an endorsement of those third parties or their content, products, or services.

We have no control over, and assume no responsibility for, the content, privacy practices, or availability of any third-party websites. Your use of any third-party site is at your own risk and subject to that site’s own terms and policies.

8. User-Submitted Content

By submitting deals, comments, or any other content to the Site, you grant SamSaves.com a non-exclusive, royalty-free, perpetual, worldwide license to use, display, reproduce, and distribute that content in connection with operating and promoting the Site.

You represent and warrant that:

• You own or have the right to submit the content you post.
• Your content does not infringe the intellectual property rights, privacy rights, or any other rights of any third party.
• Your content does not contain false, misleading, defamatory, or harmful information.

We are not obligated to publish, display, or retain any user-submitted content and may remove it at any time.

9. Intellectual Property

All original content on SamSaves.com, including text, graphics, logos, site design, and editorial articles, is the property of SamSaves.com and is protected by applicable copyright and intellectual property laws.

You may share links to our content and quote brief excerpts with attribution and a link back to the original article, but you may not reproduce, republish, or redistribute our original content in full without written permission.

Trademarks, logos, and brand names referenced on this Site belong to their respective owners. Their appearance on the Site does not imply endorsement of SamSaves.com.

10. Advertising

The Site displays advertisements served by Google AdSense and potentially other advertising networks. These ads are clearly separate from our editorial content. We do not control the content of third-party ads and are not responsible for the products or services they promote.

Clicking on an ad may result in a cookie being placed on your device by the ad network. See our Privacy Policy for more information on how advertising cookies work and how to opt out.

Advertisers do not influence our editorial content or deal recommendations.

11. Disclaimers & Limitation of Liability

11a. No Warranties

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11b. Financial Disclaimer

NOTHING ON THIS SITE CONSTITUTES FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE. DEALS, CREDIT CARD RECOMMENDATIONS, AND FINANCIAL CONTENT ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. SAMSAVES.COM IS NOT A LICENSED FINANCIAL ADVISOR. ALWAYS CONSULT A QUALIFIED PROFESSIONAL BEFORE MAKING FINANCIAL DECISIONS.

11c. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SAMSAVES.COM AND ITS OWNER(S) SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, INCLUDING BUT NOT LIMITED TO MISSED DEALS, INCORRECT PRICING, MERCHANT DISPUTES, OR RELIANCE ON ANY CONTENT PUBLISHED ON THE SITE.

12. Indemnification

You agree to defend, indemnify, and hold harmless SamSaves.com and its owner(s) from any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any content you submit to the Site.

13. Governing Law & Disputes

These Terms are governed by the laws of the United States and the state in which SamSaves.com is operated, without regard to conflict of law principles.

Any dispute arising from these Terms or your use of the Site shall first be attempted to be resolved informally by contacting us. If a dispute cannot be resolved informally, it shall be submitted to binding arbitration under the rules of the American Arbitration Association, except that either party may seek injunctive or equitable relief in a court of competent jurisdiction.

You agree to resolve disputes individually and waive any right to participate in a class action lawsuit or class-wide arbitration.

14. Contact Us

If you have questions about these Terms of Service, please contact us:

Website: https://samsaves.com/contact-us/
Email: [email protected]

By using SamSaves.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.