[Update: Expiring Tomorrow + Strategy] PayPal Just Hiked Its Offer to 20% Cash Back on any purchase!

UPDATE (12/01): Deal Ending Early + New Restrictions!

DEADLINE ALERT: This deal was too good to last! The terms have changed, and the offer is now set to expire tomorrow, December 2nd, at 11:59 PM PST (or sooner if the point cap is reached).

Crucial Change: The 20% Cash Back is now limited to a SINGLE transaction up to $1,250. You cannot make multiple smaller purchases anymore.

🔥 How to Maximize: If you haven’t used this till now, the best play is to use it for any discount shopping or purchase third-party gift cards. Reports confirm points are showing as “pending” immediately.

The Double Dip:
Stack the PayPal 20% off with any current Sales at stores (that have the pay in 4 option available at PayPal checkout) or with Best Buy’s current gift card sales:

• 1. Instacart: $100 Gift Card on sale for $85.
  • The Math: $85 – 20% PayPal Cashback (~$17) = ~$68 total cost (32% off!)
  • Direct Link to Instacart Deal (Expires Tonight)
• 2. Other Sale Cards: Add other Discounted cards
  • Link to All Gift Cards on Sale
• 3. Fill the Cart: Use other gift cards to reach the $1,250 max spend if needed.
  • Link to All Best Buy Gift Cards

Reminder: You must save the offer in your PayPal account first and select “Pay Later” / “Pay in 4” at checkout.

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11/17: If you’re in the middle of your holiday shopping (or just love a ridiculously good deal), you need to stop what you’re doing and check your PayPal account.

Right now, PayPal has temporarily boosted its cash back offer on “Pay Later” purchases from 5% to a whopping 20% cash back.

This is one of the best offers we’ve seen this season. It’s a fantastic way to get a huge discount on virtually anything – both online and in stores where you can pay with PayPal.

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So, What’s the Catch? (Spoiler: It’s Time)

This amazing 20% offer is extremely time-sensitive. According to the details, they are only giving a total of 1.5B points, and you only have through December 8th at 11:59 PM PST to make your purchases and lock in that 20% cash back.

After that, the offer reverts to 5% cash back for purchases made between December 9 and December 31. That’s still a nice bonus, but it’s not the 20% monster deal that’s on the table right now.

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How to Get Your 20% Cash Back

Getting the deal is simple, but you have to follow the steps:

1. Save the Offer: This is the most important step! You must go into your PayPal account and actively save the offer first. If you don’t save it, you won’t get the cash back.
2. Shop and Pay: Buy now at your favorite stores, either online or in-person. When you check out, select PayPal and choose one of their “Pay Later” solutions.
3. Get Paid: You’ll get 20% cash back on all your eligible purchases made before the deadline.

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The Need-to-Knows

Here are the key details from the offer terms:

• Spend Limit: The 20% cash back is good on up to $1,250 in spending per transaction.
• Availability: The offer is valid for both online and in-store purchases.
• Pay Later Requirements: To use PayPal’s Pay Later solutions, you must be 18 or older. A soft credit check may be required, but the good news is this will not affect your credit score.

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Final Verdict

This is a no-brainer. If you have holiday shopping, a big purchase, or even just regular errands to run, using this offer is like getting a 20% off coupon for everywhere.

The clock is ticking, so the only real advice is to go save this offer in your PayPal account right now before you forget. Happy shopping!