How to Get Years of Free Instacart+ and Monthly Credits with Chase Cards

There are now multiple Chase cards that each provide 3 free months of Instacart+ membership along with Instacart credits.

These benefits can all stack on one account, potentially giving you Instacart+ for years and multiple $10 or $20 credits every month (depending on the card, e.g., Ink cards) when you pay with an eligible card (can be any in card family).

You can also use discounted gift cards, which makes this insanely lucrative for household shopping.

• 👉 Sign up for Instacart Personal account here and get $10 off your first order

• 👉 Sign up for Instacart Business account here and Get $0 delivery fee* for a year & 2% credit back on orders of $250

What’s great about Instacart is that you can get deliveries insanely fast for a surprisingly low fee (with free Instacart+). You can even schedule delivery and get $2 off, which will often offset the service fee on smaller orders.

You can also order from wholesale stores like Costco, helping you save even more on groceries without even going to the store and it becomes even cheaper thanks to the credits.

You only need to spend $35 total (before discounts) at Costco to trigger the benefits. So you don’t even need to place a big order, you can still get the $20 credit, making it a super cheap adventure, with service fees often just $1–$2.

You can only stack one card per card type. That means, for example, if you have a United card and an Ink card or 2 different Ink cards (like Ink Cash and Ink Unlimited), they can all stack on one account.

However, if you have two of the same Ink cards (e.g., 2 Ink Unlimited), you’ll need to either add the second one to a business profile (preferably, so all Instacart+ months stack together (links below)) or a separate account in order to use its Instacart benefits.

This offer is only valid through December 31, 2027, but you can stack free months beyond that date. Just note: you must have an active Instacart+ membership for the monthly credits to apply.

The following cards qualify for free months and credits:

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Ink Business Cards

These earn $20 Monthly Credits + 3 free months of Instacart+.

• Ink Business Unlimited Credit Card

• Ink Business Cash Credit Card

• Ink Cash Credit Card

👉 Activate Ink cards here

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Chase United Cards

United Club & United Club Business Cards

• Complimentary Instacart+ membership • One $10 credit on your first purchase and $10 credit on your second purchase each month (total $20)

United Quest Card

• Complimentary 3 months Instacart+ membership • 50% off an annual Instacart+ membership renewal with your eligible card • One $10 credit on your first purchase and $5 credit on your second purchase each month (total $15)

United Explorer & United Business Cards

• Complimentary 3 months Instacart+ membership • 25% off an annual Instacart+ membership renewal with your eligible card • $10 credit each month

👉 Activate United cards here

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Chase Co-Branded Cards

Each one earns 3 months of Instacart+ and $10 monthly credits.

Marriot Bonvoy

• Marriot Bonvoy Boundless Credit Card • Marriot Bonvoy Bountiful Credit Card • Marriot Bonvoy Bold Credit Card • Ritz-Carlton Credit Card

Southwest

• Southwest Rapid Rewards Priority Credit Card • Southwest Rapid Rewards Premier Credit Card • Southwest Rapid Rewards Performance Business Credit Card • Southwest Rapid Rewards Premier Business Credit Card

IHG One Rewards

• IHG One Rewards Premier Credit Card • IHG One Rewards Traveler Credit Card • IHG One Rewards Premier Business Credit Card

Disney

• Disney Premier Visa Card • Disney Visa Card

World of Hyatt

• World of Hyatt Credit Card • World of Hyatt Business Credit Card

Other Co-brand Cards

• Aer Lingus Visa Signature Credit Card • Aeroplan Card • British Airways Visa Signature Credit Card • Iberia Visa Signature Credit Card

👉 Activate Co-branded cards here

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United MileagePlus members:

1. Whenever you book a domestic U.S. United flight, you can activate a 7-day $0 delivery fee offer via Instacart.
2. New Instacart users can earn 5,000 bonus miles by placing 4 grocery orders of $35+ each within 8 weeks after linking United and Instacart accounts.
3. Existing Instacart users get 500 bonus miles when they link their United MileagePlus account and place an Instacart order of $35+ within 60 days.
4. After fulfilling task #2 above, there is an additional 5,000 miles bonus if you enroll in a paid Instacart+ annual membership and keep it for at least 30 days. 

👉 Activate promotion Here or Here

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If you have 2 of the exact same card, you can add the second one to a business profile here:

• 👉 Activate Chase Co-Branded Cards on a Business Profile
• 👉 Activate Chase Business Cards on a Business Profile
• 👉 Activate Chase United Cards on a Business Profile

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I hope I made this easier for you. If you still have questions feel free to post a comment.