November 6: Get an extra 2% back on Bank of America cards for one day only

If you’re looking for a simple way to boost your credit-card rewards this year, mark your calendar. On Thursday, November 6 2025 (ET), Bank of America is running its annual “More Rewards Day” promotion – and that means big upside if you plan ahead.

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What’s the deal?

Simply use your Bank of America credit card on November 6 and you’ll earn extra rewards on your purchases. The offer is automatically applied – no enrollment required.

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Here’s how it breaks down:

You’ll earn an additional 2% cash back, or 2 extra points or 2 extra miles per $1 spent, on the first $2,500 in purchases made on that day. That’s up to $50 extra cash back, or 5,000 extra points/miles.

So if your card normally gives you 3% cash back like on the CCR card, on November 6 you’ll get 5% back on that day’s purchases (up to $2,500).

Purchases must post with a transaction date of 11/06/2025 (ET). Delayed-processing transactions (90+ days) or non-purchase items (fees, interest, cash advances) don’t qualify.

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Why this matters (especially for online shopping)

If you have big online purchases planned this is a perfect time to move those onto your Customized Cash Rewards Bank of America card so you earn 5% on a bonus category including online shopping.

Because it’s just one day, you’ll want to plan ahead so you hit as close to $2,500 as you comfortably can – without stretching your budget.

Treat it as an opportunity to get more “bang for your buck” on the stuff you were already going to buy.

The bonus applies to all purchase transactions (that post on that date).

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Our tip for making it count

1. Identify purchases that you’re already planning and move them onto your Bank of America card ahead of the date.

2. Avoid waiting until the last minute to make sure the merchant posts the transaction on November 6.

3. Stay within your normal budget: the goal is to earn the bonus, not overspend.

4. After the date, it can take up to two billing cycles for full credit.

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Fine print (worth noting)

If you have a rewards card, the extra bonus is incremental to your regular rewards – you still get your normal earning rate plus the bonus.

The bonus applies per unique card/account (or company for business accounts) up to the $2,500 spend cap.

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The Bottom Line

If you’re a Bank of America cardholder, November 6 2025 is a golden opportunity to earn extra cash back by making purchases you were already going to make – especially via online shopping.

Set a reminder. Identify your online purchases. Use your card smartly on that one day. Enjoy getting more for your money.