Earn a Whopping 200,000 Bonus Points on the New Chase Sapphire Business Card!

New cardholders can earn 200,000 bonus points after spending $30,000 in the first 6 months of account opening. That’s an extended window compared to the Amex Business Platinum, which requires the same spend in only 3 months – giving you more flexibility to qualify.

Those 200,000 points can be worth $3000 or more when redeemed for travel through Chase Travel (as will be explained below) or transferred to travel partners at a 1:1 ratio. Plus, Unlock Over $2,500 in Annual Value.

If you’re looking for a powerhouse business card packed with luxury travel perks, valuable credits and an intro bonus with a clever redemption twist, Chase has officially entered the chat with its Sapphire Reserve for Business that should be on your radar – and it’s no small player.


Getting Approved

Bonus Rules:

You will get the bonus even if you’ve received a bonus from a different sapphire card in the past. However, it is possible to be approved without a bonus (a popup will ask you if you want to continue), as will be evaluated and determined by Chase.

5/24:

It should be subject to chase’s 5/24 rule, but isn’t reported to your credit as it is a business card.

Business Type:

You do not need to be a business owner or own any business. You can apply with sole proprietorship without owning anything.

Go Big:

Its possible to apply for two of these cards if your business can handle the spend.


Smart Redemption Strategy: Preserve the 1.5x Value

Chase Travel redemptions are now 1 point = 1 cent, unless you qualify for the Point Boost, which brings the redemption up to 1.25-2.0 cents per point, depending on the offer, Airline or Class of service.

But here’s a very valuable loophole:

If you transfer your points to a personal Sapphire Reserve account that was opened before June 23, 2024 and do so before October 26, 2025, you’ll lock in the old 1.5x redemption rate for Chase Travel until October 26, 2027. The same applies with the personal Sapphire Preferred card with its 1.25 redemption per point.

That means:

200,000 points x 1.5 cents = $3,000 in value on all travel.

Note: You will have less than six months to spend 30k in order to claim the bonus and transfer it in time.

Airline and Hotel Transfer Partners (1:1)

Take advantage of Chase’s strong 1:1 point transfer partners, which include:

Airlines:

  • United – MileagePlus
  • Southwest Airlines – Rapid Rewards
  • JetBlue – TrueBlue
  • Air Canada – Aeroplan
  • British Airways – Executive Club (Can transfer from here to Qatar Airways and Finnair)
  • Emirates – Skywards
  • Singapore Airlines – KrisFlyer
  • Flying Blue (Air France/KLM)
  • Virgin Atlantic – Flying Club
  • Iberia – Plus
  • Aer Lingus – AerClub

Hotels:

  • World of Hyatt
  • IHG One Rewards
  • Marriott Bonvoy

These can be transferred to secondary card members Airline/Hotel accounts as well.

Transferring to partners can yield more than 2 cents in value per point when redeemed for flights or hotel stays, especially at times when there is a transfer bonus.

Elevated Earning Categories

The card is built for both everyday spend and travel-heavy business owners:

  • 8X points on Chase Travel purchases (including The Edit)
  • 5X points on Lyft rides (through 9/30/27)
  • 4X points on flights & hotels booked directly
  • 3X points on social media and search engine advertising
  • 1X point on all other purchases

Travel Perks That Mean Business

$300 Annual Travel Credit
Automatically receive a max of $300 in statement credits every anniversary year on travel purchases.

Priority Pass Select + Chase Sapphire Lounges
Get access to 1,300+ airport lounges, including the exclusive Chase Sapphire Lounge by The Club. Two complimentary guests are allowed per visit.

$500 The Edit Hotel Credit
Get $250 twice a year when booking prepaid stays through The Edit, Chase’s curated collection of luxury hotels. Enjoy perks like daily breakfast, $100 property credit, and room upgrades when available.

$120 TSA PreCheck, Global Entry, or NEXUS credit
Reimburses your application fee every four years.

No Foreign Transaction Fees
Shop and travel abroad without added charges.


Business & Lifestyle Credits

  • $420 in DoorDash Value
    Includes a DashPass Membership through 12/31/2027, Provides at least 12 months of membership (valued at $120) when activated by that date, and includes $25 in monthly credits.
  • $200 Google Workspace Credit
    Earn up to $200 back annually on Workspace purchases.
  • $400 ZipRecruiter Credit
    Hire smarter with up to $400 in biannual credits.
  • $120 Lyft Credit
    Get $10 per month in Lyft ride credits.
  • $100 Gift Card Credit
    Earn up to $100/year on curated gift card purchases from giftcards.com.

Robust Travel Insurance & Protections

You’re covered when things go wrong:

  • Trip Cancellation/Interruption: Up to $20,000 per trip
  • Trip Delay Reimbursement: Up to $500 per person
  • Emergency Evacuation: Up to $100,000
  • Emergency Medical: Up to $2,500
  • Lost Luggage: Up to $3,000 ($2,000 per bag, up to $10,000 for New Yorkers)
  • Baggage Delay: $100/day up to 5 days
  • Primary Auto Rental Coverage: Up to $75,000
  • Travel Accident Insurance: Up to $1 million
  • Roadside Assistance: Up to $50 per incident 4 times a year

Go Big with $120K in Spend

Spend $120,000 in a calendar year and unlock a suite of elite rewards:

  • $500 in credits at The Shops at Chase
  • Southwest A-List Status
  • IHG Diamond Elite Status
  • $500 in credits on Southwest flights (through Chase Travel)

Protections & Security

  • Purchase Protection: Up to $10,000 per claim
  • Return Protection: Up to $500 per item
  • Extended Warranty: Adds an extra year to eligible warranties
  • Cell Phone Protection: Up to $1,000 per claim
  • 24/7 Fraud Monitoring and Zero Liability Protection

Annual Fee

All of this value comes with a $795 annual fee. While that might seem steep, the card easily pays for itself with over $2,500 in total business and travel value – if you maximize the credits and rewards.


Final Take

This is an Insane Historic Bonus, so if your business spends a lot on travel – especially if you can take advantage of the loophole – and you value airport lounge access and elite travel benefits, the Chase Sapphire Reserve for Business is a top-tier choice that blends rewards and premium perks into one sleek card.

With major benefits fading away soon, now might be the best time to get this card. Let me know in the comments why you would get this card (or why not).

Apply smart. Earn big. Travel in style.


Discover more from SamSaves

Subscribe to get the latest posts sent to your email.

Similar Posts

Leave a Reply